When the national housing market numbers bottom out and start to improve again, will anyone tell us?
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Have you ever wondered how the Federal Reserve works? Here’s a brief synopsis.
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read full story of "Understanding How Federal Reserve Rate Cuts Work"

Borrowers are to blame for their subprime woes and lenders and Wall Street investors, not borrowers, would most likely benefit from any federal mortgage relief. Most taxpayers stand to foot the bill for new laws designed to address the subprime mortgage morass.
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read full story of "Americans Split on Subprime Bailout"

Your state-of-the-art appliances with all the bells and whistles can easily blow circuit boards during storms that feature power outages and surges when power grids attempt to come online.
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read full story of "Protecting Your Appliances During Storms"

If this fall’s killer storms are any indication of the long, frigid winter ahead, preparation is the name of the game.
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A new study by Canada’s Competition Bureau says it did not find “major restrictions” to competition in the country’s real estate industry, but the report makes several recommendations concerning educational requirements of real estate agents and the way commissions are paid, and it suggests that the regulatory distinctions between real estate brokers, agents and sales [...]

read full story of "Competition Bureau Recommends Easing Regulations in Canada’s Real Estate Industry"

Eighty percent of existing housing was built before 1980. Most of those houses are ranch-style. You know — the shoe-box house with the living and dining rooms on the front, the kitchen on the back and the bedrooms all together down the same hallway.
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read full story of "Love The Ranch-style House"

I was discussing the mortgage meltdown with a colleague the other day, when we encountered an interesting question: Who do mortgage originators (brokers and loan officers) represent? Do they represent themselves, the lenders whose products they sell, or the borrowers?
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read full story of "Fiduciary Responsibility in the Mortgage Meltdown"

HUD presents itself as the borrower’s friend, your buddy when it comes time to get a mortgage. There’s considerable truth to this claim, just look at FHA mortgages in general. While much of the mortgage marketplace is melting down, the latest numbers from HUD show that the FHA program is likely to double in size [...]

read full story of "Is Uncle Sam Gunning For Granny’s Gold?"

A client asked me recently how I would define confidence. I paused for a moment and replied, “Confidence is the inner knowing that you can achieve whatever you want.” What is your definition of confidence?
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read full story of "Real Estate Marketing Strategies: Seven Powerful Tips to More Confidence"