Readin’, ritin’ and rithmatic. That just about covers the learning that someone needs to know (as long as you live in the “holler”). But homeowner associations have their own version of the Three Rs called Rules, Regulations and Resolutions. These are the policies and procedures that define the standards of the community. They must comply [...]

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An economy that subsidizes overpaid CEOs at the expense of the middle class is bound to falter. Not only is Unemployment growing, but so is the length of time it takes to find a job. When one in five unemployed are jobless for at least half a year, that’s the human version of too many [...]

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During the current mortgage meltdown, the press has turned its focus on the most obvious culprits — the irresponsible, and often unethical, loan officers, mortgage brokers, appraisers, Realtors, and even the borrowers. Those are the people I like to call the riggers — the people you usually think of when you picture someone taking out [...]

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Last year more than 295,000 neighborhoods were governed by a community association, according to the Community Associations Institute, with more than 58 million residents. An association board governs the local community in such matters as property appearance, utility services and common area maintenance, to name a few.
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Bankruptcy filings jumped 40 percent in 2007, after sharp declines from a year earlier when the new bankruptcy law made it more difficult to seek bankruptcy-court protection from creditors.
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While most of the mortgage marketplace is in a funk, reverse mortgages are a significant bright spot. HUD says it originated more than 107,000 reverse mortgages in fiscal 2007 — a figure up more than 40 percent from a year earlier.
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I love SOI*. It’s my thing; it’s my passion. I think every self-employed salesperson oughta include a little SOI in their arsenal. Or a lot. During my real estate days, my business was nearly 100 percent SOI with a few random floor calls, walk-ins and web leads tossed in as gravy.
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